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Can you pay with a money order?

Author

Christopher Duran

Updated on March 12, 2026

Can you pay with a money order?

Key takeaways. A money order is a safe alternative to cash or a personal check; it works like a check so you can cash it or deposit it into a bank account. When using cash or personal checks put you at risk, or they aren't accepted for payment, you can use a money order instead.

Consequently, can you buy stuff with a money order?

Your bank might be the most obvious, but the post office, convenience stores, grocery stores, check-cashing shops, Western Union, and Wal-Mart all sell money orders, too. If you've received a money order, most of the places listed above will cash it, too.

Secondly, can you get scammed with a money order? Money orders can be a convenient way to receive or send money—but they're also susceptible to fraud. Money order scams usually target online sellers of merchandise or services, but buyers can fall victim as well.

Keeping this in consideration, can you use a money order to pay online?

Most will not allow you. You may have to go online or to your bank to do this. Money order got lost in the mail. If I have the receipt number, will I be able to transfer the funds to my debit card?

Can you pay with a money order at Walmart?

Buy money orders from a Walmart store in the amount needed. Complete all fields immediately, including payee and purchaser information. Deliver your money order in person or by mail.

How do you pay with a money order?

How to Send Domestic Money Orders
  1. Decide on the money order amount.
  2. Go to any Post Office location.
  3. Take cash, a debit card, or a traveler's check.
  4. Fill out the money order at the counter with a retail associate.
  5. Pay the dollar value of the money order plus the issuing fee.
  6. Keep your receipt to track the money order.

Can I make a money order out to myself?

Short Answer: You can make a money order out to yourself, but you can't alter a money order after it's been made out to someone else. To write a money order to yourself, you'll write your name as both the purchaser and the recipient. For more details, see below.

How long do money orders take to clear?

A money order would need to be deposited before 10:00PM local time with a teller at a branch or at an ATM to count for that business day. The funds would be available for next business day withdrawals, and to pay checks and purchases that post to your account the next night.

Is money order considered cash?

A money order is essentially a prepaid piece of paper, similar to a check, that you get in exchange for cash. You can use them to send people money, and recipients can easily deposit them into their bank accounts. A cashier's check is similar to a money order, but is issued by a bank and requires a bank account.

How long does a money order take?

Don't submit your request for a copy until your money order has been processed by the recipient—unless you want to cancel the money order. The cost is $18, and the process may take around 30 days. Again, it's best if you keep your receipt when you buy a money order.

What is the limit on money orders?

$1,000

What do you need for a money order?

Have everything you need: Be prepared with cash or a debit card, the name of the payee and the amount you want to send. Paying with a credit card might be possible, but will usually cost extra. Fill it out: In addition to the payee's name, you'll need to add your name (and maybe your address) and sign the money order.

How can I cash a money order not in my name?

Take it to the Bank

If the money order is blank, put your name in the recipient's area and endorse the back of the money order. Then you can either present it to a teller. If you don't have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Can I deposit a money order through mobile banking?

Today, most banks allow mobile check deposit of personal checks, business checks, money orders, treasury checks and more. With mobile deposit, be sure you know your bank's check hold policy for mobile deposits.

Can I transfer a money order to my bank account?

If you prefer to put your funds directly into your checking account, you can deposit a money order instead of cashing it. Banks usually accept post office money orders like they would a regular check at branches, ATMs or even on a mobile app. Money orders from other sources may need to be deposited at a branch.

Can I deposit a money order to chime?

We will no longer accept Money Orders or Cashier's Checks for deposit through MCD, regardless of issuer.

Is a money order a safe form of payment?

A money order is a safe and easy alternative to cash or checks. When you need to make or accept payment but cash, check, and electronic transfers don't fit the bill, a money order is a secure and convenient solution. A money order is essentially a paper check that can't bounce because it's prepaid.

Can I cash a money order at any bank?

Bring your money order to a location that will cash it.

You can take the money order to your bank, credit union, grocery store, and some retail stores.

Are money orders refundable?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks' delay—as long as it hasn't been cashed.

What if I make a mistake on a money order?

No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing. Alternatively, you may opt for a refund through our office, which you may obtain by following the How do I request a Money Order refund instructions.

How do banks verify money orders?

Measures to take

Check with your bank directly. Ask your bank teller to call the official routing number from the bank where the money order originates. Never trust any numbers on a money order you suspect is fake. A scam artist will set up a fake phone line specifically designed to mimic a real bank.

How do I know if I'm being scammed?

you don't know contacts you out of the blue. you've never met in person asks for money. asks you to pay for something or to give them money through unusual payment methods such as gift cards, wire transfers or cryptocurrencies. asks you to pay for something in advance — especially through an unusual payment method.

What does a real money order look like?

The amount should be printed in numbers and written out in words. USPS money orders have a watermark of Benjamin Franklin that can be seen when you hold it up to a light and a thin line running from top to bottom with “USPS” printed in small letters.

How do you know if you are being scammed on the phone?

How to Recognize a Phone Scam
  • There is no prize.
  • You won't be arrested.
  • You don't need to decide now.
  • There's never a good reason to send cash or pay with a gift card.
  • Government agencies aren't calling to confirm your sensitive information.
  • You shouldn't be getting all those calls.
  • Imposter scams.

Should I accept a money order for my car?

Never wire money to a potential buyer under any circumstances. If the buyer for your used car pays via a check or money order rather than cash, accept only the exact amount of the negotiated sale price for the vehicle.

How much does a money order cost at Walmart?

How much does a Walmart money order cost? The store charges a small handling fee of 70 cents, which is very competitive. The U.S. Postal Service, by comparison, charges $1.20 for money orders up to $500, and $1.60 for money orders between $500 and $1,000.

Can you buy a money order at Walmart with a debit card?

Walmart accepts PIN-enabled debit cards as a method of payment for MoneyGram money orders. You can purchase money orders for up to $1,000 at a cost which seems to vary slightly regionally, but is typically $0.70 per money order. You can purchase as many money orders as you like in one transaction.

What forms of payment does Walmart accept?

We accept:

Visa, MasterCard, Discover, and American Express debit and credit cards.

Can you pay with cash at Walmart self checkout?

All self-checkout registers accept cash, but they also accept Walmart gift cards, most major credit cards, debit cards, and EBT cards.

Where can I buy a money order near me?

How To Find Money Orders Near Me
  • Walmart. That's right: you can get money orders right from your local Walmart.
  • The Post Office. USPS uses its own brand of money orders, meaning they don't go through Western Union, MoneyGram, or any other third parties.
  • CVS.
  • Your Local Bank.
  • Publix.
  • Meijer.
  • MoneyGram/Western Union.
  • Kroger.

How do I stop payment on a money order?

To cancel a money order, contact the issuer, provide details, attach a copy of the receipt, submit the cancellation form and pay a fee.

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