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How can I check my imps fund transfer HDFC?

Author

Sophia Bowman

Updated on March 01, 2026

How can I check my imps fund transfer HDFC?

Enter your HDFC Bank netbanking portal and click to access “Funds Transfer.” Next step is to select 'IMPS Funds Transfer' and enter your account number, name and related details before finalizing the transaction. After the transaction is processed, you would be offered a confirmation message.

Simply so, how can I check my IMPS transfer status HDFC?

IMPS reference number tracking can be done online by signing into your mobile banking account and choosing the “Know your MMID” option. You can also send an SMS to the number provided by your bank for IMPS reference number tracking. You will be able to receive your MMID through an SMS.

Also Know, is there any charge for IMPS transfer? However, the regular IMPS charges range from Rs. 2.50 to Rs. 25 for amounts of Rs. 10,000 to Rs.

IMPS Charges.

Transfer AmountCharges (Subject to Change According to Banks)
Up to Rs. 10,000Rs. 5 + Applicable GST
From Rs. 10,000 to Rs. 1 lakhRs. 5 + Applicable GST
From Rs. 1 lakh to Rs. 2 lakhRs. 15 + Applicable GST

Likewise, people ask, how much money we can transfer through IMPS in HDFC?

CONDITIONS OF TRANSFER: -

The charges for sending money would be decided by HDFC Bank from time to time in accordance to guidelines from NPCI. IMPS service is used to transfer funds within INDIA with denominations of INR only. As per NPCI circular, the maximum amount that can transferred is Rs 2 Lakhs per transaction.

How much funds can be transferred through IMPS?

IMPS Maximum Limit per transaction is Rs. 2 lakh. Multiple transactions may be permissible depending upon your bank and IMPS Limits approved.

Can I track my Neft transfer?

Banks like HDFC Bank allow you an option to either give your email or phone number, before you make an online NEFT transfer. You can instantly check your email and no the status of your NEFT transaction.

Can I transfer 4 lakh through IMPS?

Transfers up to Rs 2 lakhs to Other Bank Accounts are done through IMPS (Immediate Payment Service) which is real-time and available 24×7 including Sundays and bank holidays. Transfers greater than Rs 2 lakhs and up to Rs 10 lakhs to Other Bank Accounts are done through NEFT (National Electronic Funds Transfer).

Can we reverse IMPS transfer?

Well, banks cannot reverse it, unless they have an approval from the beneficiary. According to Reserve Bank of India (RBI) rules, it's the responsibility of the remitter to provide the correct beneficiary account number and other details while doing payment.

Does HDFC charge for imps?

HDFC Bank charges a flat charge of Rs 5 + GST for IMPS transaction between Re 1 to Rs 1 lakh. Above that, from Rs 1 lakh to Rs 2 lakh, the bank charges Rs 15 + GST, as mentioned on the HDFC Bank's website.

Is imps free in HDFC?

No, HDFC does not charge any fees for IMPS transfers through multiple channels.

How can I transfer money immediately?

How to Transfer Money Immediately
  1. Create a PayPal account if you don't have one already. It takes only a few moments, and money can be transferred to anyone else with a PayPal account immediately.
  2. Visit an online money-transferring site such as Obopay.com, liqpay.com or Xoom.com.
  3. Visit a Western Union or MoneyGram location.

What happens if IFSC code is wrong in imps?

“If the incorrect IFSC code refers to a wrong branch of the same bank, then the fund transfer could still be possible. Remember, all banks may not match the beneficiary name before making the fund transfer, so if the account number matches, the transaction will go through.

How can I track my bank transaction?

Most of the financial institutions have online tools on their website that allow you to track the money transfer. If you have carried out the money transfer via a bank, you can track your transaction by entering information like the tracking number and beneficiary's account no. on the bank's website.

What is Neft limit per day?

25 Lakh per day

How much IMPS can be done in a day?

Fund transfer limit through IMPS is Rs 2 lakh per day. The minimum allowed transaction value is Re 1.

Can I transfer 50000 through IMPS?

3) IMPS to registered beneficiary - up to Rs 2 Lakh per day/per transaction. 4) NEFT to registered beneficiary per day - up to Rs. 10 lakh./per transaction - up to Rs 5 lakh. (Newly added beneficiary — less than 24 hours old — the limit is Rs 50,000).

Which is cheaper NEFT or RTGS or IMPS?

Ans: The faster form of payment depends on the urgency and the amount of your transaction. If you have a transaction above Rs. 2 lakh, RTGS is a faster and more effective mode of payment. However, for any payments which are of lower amounts, NEFT is a more efficient mode of payment.

Which is cheaper Neft or imps?

Using IMPS, you can transfer comparatively lower amounts, up to Rs. 2 lakhs, instantly. So, you can think of IMPS as the fund transfer mode that has the best features of both RTGS and NEFT. You can transfer amounts as low as you want, any time you want, with instant results.

Is Neft better or imps?

Process: As aforementioned, IMPS transfers your money instantly into the beneficiary's account. The beneficiary's bank has around half an hour to credit and shows the transferred money to the payee. Meanwhile, NEFT works on a net and batch basis. NEFT transfer mechanism makes payments in batches.

Should I do Neft or imps?

IMPS is designed to be used for transferring small amounts. The service caps fund transfers at ₹2 lakh, but there is no lower limit on transactions amounts. By contrast, NEFT has no upper limit to the transaction amount. This means that you can now transfer large amounts round-the-clock through NEFT.

What is the difference between Neft RTGS and imps?

Immediate Mobile Payment Services(IMPS) is a real-time instant inter-bank funds transfer system managed by National payment corporation of India. IMPS is available 24/7 throughout the year including bank holidays, unlike NEFT and RTGS. The bank account details include the beneficiary's name and bank's IFSC.

Can I do RTGS on Sunday?

With this, India will become one of the few countries in the world to operate its RTGS system round the clock throughout the year, says the central bank. Currently, the transfer facility is available between 7 AM and 6 PM on all working days except for the second and fourth Saturday of the month and on Sundays.

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