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How much amount we can transfer through IMPS per day in HDFC?

Author

David Richardson

Updated on March 04, 2026

How much amount we can transfer through IMPS per day in HDFC?

Through IMPS the maximum amount that can be transferred is Rs 2 lakh in a day. Most banks such as SBI, HDFC, and ICICI also charge a fee for IMPS transactions. These charges range between Re 1 and Rs 15 per transaction and vary from bank to bank.

Besides, how much IMPS can be done in a day?

IMPS Maximum Limit per transaction is Rs. 2 lakh. Multiple transactions may be permissible depending upon your bank and IMPS Limits approved. Following are the minimum and maximum transaction limits for IMPS, NEFT and RTGS.

Likewise, how can I know my imps limit in HDFC Bank? Click on IMPS Funds transfer using account number, enter the details, and confirm the transaction.

Transaction Limits

  1. IMPS using Account number. Maximum limit per transaction - Rs 2 lakhs.
  2. IMPS using MMID.
  3. IMPS using USSD.

Also know, how many imps HDFC Bank per day?

While you can transfer funds through HDFC IMPS 24*7, however, you can add and approve only one beneficiary in a day. The same can be activated within 4 hours, from 6.00 AM to 8.00 PM (IST). If you have approved the beneficiary after 8.00 PM, it will be activated on the next day after 8.00 AM (IST).

How much money can we transfer through IMPS?

Amount: The maximum amount that can be transferred through IMPS is ₹ 2 lakh. However, there is no prescribed limit for the minimum amount allowed to make an IMPS transaction.

Can we transfer 5 lakhs through IMPS?

According to the RBI website, to transfer 2-5 lakh, a bank can charge up to 30 per transaction and above 5 lakh, not more than 55 per transaction. For transferring money via IMPS, generally banks charge 5 for amounts up to 1 lakh and 15 for amounts above 1 lakh and up to 2 lakh.

Which is faster RTGS or IMPS?

The amount of time that is required to transfer money from one bank account to another bank account is the fund settlement speed. IMPS and NEFT are available 24x7, while RTGS operates only during banking hours. Fund Transfer Limit: The amount of money that can be transferred is the fund transfer limit.

Is there any timing for imps?

A: IMPS can be carried out 24*7 irrespective of the day of the week or time of the day. When you initiate an IMPS transfer, the money is immediately debited from your account and credited to the beneficiary. 2 lakh between 8 AM to 8 PM on any given day but only a collective amount of Rs. 40,000 from 8 PM to 8 AM.

Is IMPS transfer safe?

When it's time to exchange gifts, NEFT and IMPS become a highly-secure medium for transfer of funds. The funds can easily be transferred from your mobile phone and internet banking.

Is imps free in HDFC?

Features of HDFC Bank IMPS Facility

1,000 to be carried can be done free of charge. Transactions ranging between Rs. 1,001 to Rs. 2 lakh will be charged Rs.

Can 2 lakhs transfer online?

Immediate Payment Service (IMPS)

This facility allows the customer to transfer funds on a 24x7 basis and 365 days of the year. However, the maximum amount that be transferred is Rs 2 lakh. This facility is available only via Internet banking.

Is Neft available 24 hours?

Please Note: NEFT services are available 24*7 for 365 days. No charges are levied on the transfer of funds online via the NEFT system.

Does bank charge for imps?

IMPS charges are largely subject to the amount which is being transferred along with the bank's policies. However, the regular IMPS charges range from Rs. 2.50 to Rs.

IMPS Charges.

Transfer AmountCharges (Subject to Change According to Banks)
From Rs. 10,000 to Rs. 1 lakhRs. 5 + Applicable GST

Does HDFC have imps?

The Immediate Payment Service (IMPS) is available to all HDFC customers on a 24/7 basis. IMPS allows customers to make instant, real-time transfers through various channels such as mobile or internet banking.

How can I transfer more than 2 lakhs?

Transfers up to Rs 2 lakhs to Other Bank Accounts are done through IMPS (Immediate Payment Service) which is real-time and available 24×7 including Sundays and bank holidays. Transfers greater than Rs 2 lakhs and up to Rs 10 lakhs to Other Bank Accounts are done through NEFT (National Electronic Funds Transfer).

How can transfer more than 2 lakhs in HDFC?

Increase TPT limits
  1. Click on the Funds Transfer tab, select "Modify TPT Limit" from the Request section, click on "INCREASE", and chose your desired TPT limit from the drop down menu.
  2. Authenticate the transaction with your Debit Card Details + One Time Password (OTP) sent to your registered Mobile number.

How can I transfer more than 1 lakh?

The best thing is that there is no need to share personal details such as bank account or credit/debit card number. UPI-enabled apps allow transfers up to Rs 1 lakh. Download a UPI-enabled bank app or update existing bank app to make it UPI-enabled. Create an email-like virtual payment address (VPA).

How much money can we transfer after adding beneficiary HDFC?

Post activation of beneficiary, Maximum of Rs. 2 Lacs (in full or parts) can be transferred by NEFT, IMPS and funds transfer within HDFC Bank options, to a newly added beneficiary in the first 24 hours. A maximum of Rs. 5 Lacs can be transferred by using RTGS facility in first 24 hours.

Is Neft chargeable in HDFC?

HDFC Bank NEFT Transaction charges:

In regards to NEFT, HDFC Bank levies Rs 2.50 plus GST for transactions up to Rs 10,000. While above Rs 10,000 up to Rs 1 lakh-Rs 5 plus GST is applicable. Further above Rs 1 lakh to Rs 2 lakhs - a Rs 15 plus GST is charged.

How can I transfer money immediately?

How to send money online, on mobile or in person
  1. Venmo: Best rated for mobile.
  2. Zelle: Fastest for domestic transfers (tie with Google Pay).
  3. Google Pay: Fastest for domestic transfers (tie with Zelle).
  4. PayPal: Most popular online.
  5. Walmart-2-Walmart: Best for nonbank transfers.

How much is imps charges in HDFC Bank?

HDFC Bank charges a flat charge of Rs 5 + GST for IMPS transaction between Re 1 to Rs 1 lakh. Above that, from Rs 1 lakh to Rs 2 lakh, the bank charges Rs 15 + GST, as mentioned on the HDFC Bank's website. ICICI charges Rs 5 + GST for IMPS transaction amount up to Rs 1 lakh.

What is Neft limit per day?

There is no maximum amount assigned by the Reserve Bank of India (RBI) for NEFT Transactions. However, a limit may be specified by the bank that you hold your account with. For instance, HDFC Bank NEFT Transfer Limit is Rs. 25 Lakh per day per customer ID via online NEFT Transfer.

What is HDFC online transfer limit?

For transaction at the bank, there is no limit on transfer. However, for Net Banking, there is a limit of Rs. 2 lakh to Rs. 10 lakh per day.

NEFT.

Transfer AmountCharges (exclusive of taxes)
Up to Rs.10,000Rs.2.5 per transaction
Rs.10,001 - Rs.1 lakhRs.5 per transaction

How can I send money more than 50000?

Even individuals who do not have a bank account (walk-in customers) can deposit cash at NEFT-enabled branches with instructions to transfer funds using NEFT. Cash remittance under NEFT is restricted to a maximum of ₹50,000 per transaction.

What is transfer limit in SBI?

RTGS / NEFT - FAQ
Minimum / Maximum amount for RTGS / NEFT transactions under Corporate Internet Banking
TypeMinimumMaximum (per day)
RTGSRs.2 LakhsSaral - Rs.10 Lakhs Vyapaar - No Limit Vistaar - No Limit
NEFTNo MinimumSaral - Rs.10 Lakhs Vyapaar - No Limit Vistaar - No Limit

Which is best Neft or imps?

IMPS (Immediate Payment Service)

So, you can think of IMPS as the fund transfer mode that has the best features of both RTGS and NEFT. You can transfer amounts as low as you want, any time you want, with instant results. Though IMPS services are mostly used online, a few banks offer SMS services.

How can I transfer money from HDFC Bank to another account without adding beneficiary?

HDFC Bank requires you to add a beneficiary's account to make any transfer including IMPS and NEFT. The only other way of transferring funds to an account without adding it as a beneficiary is making an IMPS transfer using MMID. This MMID or Mobile Money Identification Number is a seven-digit unique number.

What if beneficiary name is too long?

If there is any discrepancy of account number, name of beneficiary then the transaction will not be settled and the amount will be returned back to the sender's bank. Furnish correct details of Name, Account Number, Bank name, Branch details, IFSC Code of the beneficiary.

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