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Is the Post Office travel card any good?

Author

Avery Gonzales

Updated on February 27, 2026

Is the Post Office travel card any good?

More secure than carrying lots of cash, they are becoming increasingly popular with families going on holiday. They are also convenient to use, easy to top-up while abroad and usually offer a better exchange rate than buying currency face-to-face in a branch, being the go-to option for savvy travellers.

Consequently, what is the best money travel card?

Best buy prepaid travel cards

  • Revolut – top rates on weekdays.
  • Transferwise – top rates with low fees.

Furthermore, is a travel money card better than cash? Prepaid currency cards are, their promoters claim, safer than carrying cash, give holidaymakers better exchange rates and are cheaper than using a debit or credit card abroad. But beware the small-print charges that can soon wipe out any savings the cards may offer.

Also, what is the advantage of a travel money card?

Ability to lock in your exchange rate before travelling

When the Aussie dollar is strong, a travel money card can be a great way to lock in the exchange rate for your trip. It helps you to budget for your holiday by giving you certainty about just how much spending money you will have available.

How does Post Office Travel Money Card work?

Post Office prepaid cards are free to order and there are no charges for paying retailers in the currencies held on your travel card. However, you'll be charged if you use it to withdraw cash from any ATM. The Post Office won't charge you when converting money between currencies on your card.

What's the best card to use abroad?

The Halifax Clarity card (check eligibility / apply*) has been one of our top picks for years due to its great feedback, near-perfect rates and that it doesn't charge exchange fees on spending or withdrawing cash abroad.

Can I transfer money from travel card to bank account?

You can close your card at any distribution outlet or call Card Services to move you remaining funds to your bank account for an extra fee of $20.

How much cash can you put on a prepaid card?

The daily cash load limit doesn't apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.

Is it a good time to get euros?

There is no best time to buy Euros.

This is because currencies on the foreign exchange market are changing all the time in a way no one can predict, so the euro value that's available one morning might not be available the next, or even an hour from then.

Are travel money cards worth it?

Why use a prepaid travel card? It's safer. A prepaid card is similar to having cash on you but it's safer than carrying around too much or leaving it in your hotel even if it's in the room safe. This is the main advantage of carrying one of these cards as your money is safe if the card is lost or stolen.

What is the best prepaid card for international travel?

Here are some of the best prepaid dollar cards for Brits planning to visit the U.S.:
  1. WeSwap. Card fee: None. Transaction fees: None in 18 Wallet countries.
  2. Caxton Mastercard Currency Card. Card fee: None.
  3. FairFX Dollar Currency Card. Card fee: None.
  4. ICE Travellers US Dollar Prepaid Card. Card fee: None.

Is Monzo the best travel card?

One of the best features about using Monzo when you travel is the lack of bank fees when you use your card. We all know that feeling when after a trip you look at your bank account and see no end of bank fees for every transaction during your trip.

Should I use a prepaid travel card?

Prepaid cards offer a buffer for your accounts.

If you're wary about using your debit or credit card on your trip, a prepaid card can help. While all three types of cards offer some level of fraud protection, it might take time to recover.

How do I use a travel money card?

You can load money onto your card using the Travel Money Oz app, or by logging into your account on our website - from here, you can load via Debit or Credit Card (instant load), or via Bank Transfer (takes 1 business day), or you can load your Currency Pass in any of our stores nationwide.

Can I get a travel card instantly?

Get your card instantly when you apply in-store, or apply online and receive your card by mail within 5-7 business days (delivery may take longer outside metropolitan areas). You can also pick up online orders from your local post office.

Is a Caxton card good?

Caxton FX was founded in 2002 and is a leading provider of prepaid currency cards. Their low fees and good exchange rates make their cards some of the best on the market.

Is it cheaper to use credit card or cash abroad?

When you exchange cash, you get a significantly worse exchange rate than when you use a card. The difference can be as much as 6%. This is why using a card is better. However, you should not use a credit card to get money out of ATMs.

What is the best way to carry money abroad?

Here's a rundown of the most popular options:
  1. Foreign cash. Getting cash in the currency of your destination gives you a way to make payments even if cards are not accepted.
  2. Travel cards. Travel cards let you load and spend money in a range of different currencies.
  3. Credit cards.
  4. Debit cards.

Is it better to take euros or use debit card?

Consider a prepaid card

Although you may still be charged fees, prepaid cards are often cheaper to use than a standard debit or credit card. What's more, they are ideal if you're on a budget as you can only spend what's on the card. Typically, prepaid currency cards can be loaded with sterling, euros or US dollars.

What is the cheapest way to buy US dollars?

5 Cheap Ways to Exchange Currency
  • Stop by Your Local Bank. Many banks and credit unions sell foreign currency.
  • Visit an ATM.
  • Consider Getting Traveler's Checks.
  • Buy Currency at Your Foreign Bank Branch.
  • Order Currency Online.

Is it best to exchange money at home or abroad?

Your bank or credit union is almost always the best place to exchange currency.
  • Before your trip, exchange money at your bank or credit union.
  • Once you're abroad, use your financial institution's ATMs, if possible.
  • After you're home, see if your bank or credit union will buy back the foreign currency.

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Is the Post Office travel card any good?