TruthVerse News

Get Updates

What is Bajaj Finserv EMI?

Author

David Richardson

Updated on March 14, 2026

What is Bajaj Finserv EMI?

The Bajaj Finserv EMI Network Card is a payment system service that offers you a loan up to Rs. 4 lakh. You can use the Bajaj Finserv EMI Network Card to shop for your favourite products such as electronics, appliances, groceries, clothes, and 1 million+ other products.

Accordingly, what is Bajaj Finserv EMI card?

The Bajaj Finserv EMI Network Card is a unique product that helps you to convert your purchases into easy EMIs with just a simple swipe. It acts as a pre-approved loan in your wallet and can be used to buy your favourite electronics, appliances, furniture, gym membership, clothes, flight and hotel bookings, etc.

Secondly, how can I use Bajaj EMI card? To shop online with your EMI Network Card, follow these simple steps:

Log on to the partner e-commerce website.
Browse through the category and select your product.
Choose your payment method as Bajaj Finserv No Cost EMI.
Select a comfortable EMI scheme as per your needs.
Provide authorisation for your purchase with an OTP.

One may also ask, how can I avail Bajaj Finserv EMI?

Walk into any of our partner stores.
Select the product you want to purchase.
Submit some basic documents.
Get your EMI Network Card in your Bajaj Finserv Wallet app.

Can I swipe my Bajaj EMI card?

Bajaj Finserv EMI card provides a smart, hassle-free way to shop and go cashless. It gives you access to a pre-approved loan, which you can use to make your daily purchases. Approval happens instantly, all you have to do is swipe the card to get approval. Unlike other loans, EMI card transactions are free of interest.

Can I withdraw money from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

Can I use Bajaj EMI card to purchase gold?

As per RBI guidelines, you can't buy gold using the Bajaj Finserv EMI Network Card. You can divide the cost of your purchase over a tenor and pay just the exact EMI and nothing more with the No Cost EMI facility. This means that you save a lot more when you shop on the Bajaj Finserv EMI Network.

What is EMI payment?

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly installments are used to pay off both interest and principal each month so that over a specified number of years, the loan is paid off in full.

Can we buy laptop on EMI?

You can buy a laptop on EMI with the Bajaj Finserv EMI Network. Avail a loan equivalent to the price of your favourite laptop and divide the amount into EMIs at no extra cost.

How can I check my Bajaj Finance loan status?

Track Bajaj Finserv Loan Application Status: Check Online

Visit and navigate to the loan application tracker. Enter either the loan ID, application ID or the registered mobile phone number, as required and click 'submit'.

Can I pay Bajaj EMI in advance?

You can pay your overdue EMIs online through the Customer Portal. Can I make my advance EMI payment online? You can make online advance EMI payment by logging onto our Customer Portal and mobile app. Please note this facility is not available for Business Loans, Personal Loans, and Home Loans.

What is the eligibility for Bajaj EMI card?

The eligibility criterion to get a Bajaj Finserv EMI Network Card is simple. You should be between 21 and 60 years of age and must have a regular source of income. If you meet these terms, you can proceed to apply for the Bajaj Finserv EMI Network Card.

Can I get laptop in installment?

You cannot purchase the laptop using any other payment mode than a credit card. You cannot purchase the laptop using any other payment mode than a credit card. You will also have to select a tenure for your EMIs with a bank that you want to take it from (all major banks give this option).

Is EMI available in tanishq?

EMI facility is not available on tanishq.co.in and All jewellery products and combined cart of jewellery products are not eligible for EMI.

Can I pay my Bajaj Finance EMI online?

Go to 'Online Payment'. Select 'EMI & overdue payments'. Pay the overdue EMI with a desired payment method. That's not all, you can make all Bajaj Finserv online payments through Experia.

How can I sell my product on EMI?

If you want to sell your products on emi then you have to tie up with either banks or finance companies that offer such service. For example, Bajaj Finance, all credit cards. Alternatively, you may also subscribe to NACH service offered by all banks.

How can I know my Bajaj Finserv EMI number?

To know your Bajaj Finserv EMI Card number, just type 'EMICARD' and send an SMS to 9227564444 from your registered mobile number. Your EMI Card number will then be sent to you via SMS. Alternatively, you can check EMI card number online by visiting our SMS service page.

How can I connect to Bajaj Finserv customer care?

For potential customers, the Bajaj Finserv customer care no. is 1800-103-3535, and for existing customers the number is 08698010101.

Can we withdraw money from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

Can I use Bajaj EMI card to buy two wheeler?

Bajaj Finserv has a specific product known as the Bajaj Finserv EMI card. It is a pre-approved loan amount that allows you to purchase consumer durables, furniture, life care services, and groceries. You can repay the loan in easy monthly installments. No, you cannot use the Bajaj Finserv card to purchase a bike.

Can I use Bajaj EMI card to pay credit card?

You can convert credit card purchases to EMI and repay the due amount conveniently without straining your budget. With the Bajaj Finserv RBL Bank SuperCard, you can convert the outstanding bill of your credit card into easy EMIs. You can also make large purchases and pay off the total due amount in easy instalments.

Can I withdraw cash from my Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

What is the interest rate for Bajaj EMI card?

Bajaj Finserv provides with low-interest rate Credit Cards at 3.99% per month (47.88% per annum).

Can we purchase clothes on Bajaj Finserv?

The Bajaj Finserv EMI Network lets you shop for fashion apparels and accessories across categories like men's fashion, women's fashion, footwear, eyewear, watches and shoes on EMI. Spend a minimum of Rs. 5,000 to convert your purchases into easy EMIs and repay affordably.

Can I transfer money from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

Can we book flight tickets on EMI?

No. No Cost EMI on travel tickets and hotel bookings is only applicable on a tenor scheme of 2 & 3 months. As a Bajaj Finserv EMI Network Card holder, you can shop for all your travel needs from flight bookings, hotel stays, holiday packages, bus bookings, etc. and pay in easy instalments.

What is processing fee for Bajaj Finance?

- Processing fee of 2.25% to 3% of loan amount: This fee is charged to cover some of the processing costs involved in the application and approval of your loan such as credit checks and administrative costs. It is an annual rate that is calculated on the loan amount, which forms a component of your EMI.

Can we withdraw cash from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. The Bajaj Finserv EMI Network Card is a payment system service that offers you a loan up to Rs. 4 lakh.

Can I transfer money from Bajaj EMI card to bank account?

Money transfer credit cards are available, which are specifically for such purposes. You can transfer the funds directly to your bank account. You don't incur any interest if you repay the amount within a specific period of 50 days with the Bajaj Finserv RBL Bank SuperCard.

How can I get money from Bajaj card?

Alternatively, the card details can be fed into the payment gateway of e-commerce sites which offer the no cost EMI option. As you can see, it is like a credit or debit card in this regard, but you cannot use it to withdraw cash from the credit limit assigned to you by Bajaj Finserv like you do for debit/ATM cards.

Can I take cash from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

How can I get CVV number of Bajaj digital EMI?

On the Bajaj Finserv credit card, you can always find it on the back side of the card body. Just look on the right-hand side of your signature panel to find a 3-digit code. This is your CVV for the particular card.

Can Bajaj Finserv card used in hospital?

Features of the Bajaj Finserv Health EMI Network Card

You can use the card in over 3,500 hospitals, healthcare centres, multispecialty clinics, and diagnostic or specialised treatment centres spread across more than 63 cities in India. You can access your card through the Bajaj Finserv Wallet as well.

Can I withdraw cash from Bajaj EMI card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card. You can use the Bajaj Finserv EMI Network Card to shop for your products on easy EMIs on leading e-commerce websites such as Flipkart, Amazon, MakeMyTrip, Yatra, and more.

Can I use Bajaj EMI card to buy clothes?

Yes, you can buy clothes online using a Bajaj Finserv EMI card. You can choose from the latest men's wear, women's wear, kids wear and more on Flipkart and pay with No Cost EMI on the Bajaj Finserv EMI Card.

What is the CVV number of Bajaj Finserv?

As the 3-digit CVV code is printed on the credit card itself, accessing it is not difficult. If you are a Visa and MasterCard credit card holder, you can find the CVV number on the back of your card. The code is printed on the right side of the signature panel after your credit card account number.

Related Documentation

Should I refer my friend for a job?

How do I pay my hotspot bill?

How do I commute to Batangas port?

What is Bajaj Finserv EMI?