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What is zest Money app?

Author

Jessica Hardy

Updated on March 10, 2026

What is zest Money app?

ZestMoney is a consumer lending platform that helps you upgrade your lifestyle by providing you consumer durable loans. No credit card or CIBIL score is required. You can purchase products across Amazon, Flipkart, MakeMyTrip, Myntra, Mi.com, Mi Homes and 800+ merchants and payback in easy EMIs.

Thereof, what is the zest money?

ZestMoney is the fastest way to pay using EMI even if you do not have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice as and when made available to you by our lending partners.

Beside above, can we use ZestMoney in Amazon? You can pay at Amazon with ZestMoney in two ways: use Amazon gift voucher during payment or pay with ZestMoney under Amazon EMI Options.

Accordingly, can I trust ZestMoney?

Best trusted financing platform with hassle-free loan sanction and repayments from app. Never had problem with zest money. With largest in support of platforms including one touch payment.

Does ZestMoney provide personal loans?

*Note* ZestMoney offers instant personal loan exclusively to consumers with a ZestMoney credit limit! If you don't have a credit limit, no problem. Sign up today!

How can I activate zest money?

3 steps to fulfil your dream with ZestMoney EMI
  1. Signup with ZestMoney. Complete your profile to signup with ZestMoney & discover your credit limit.
  2. Activate your credit limit. Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.
  3. Pay with ZestMoney EMI.

How can I get zest money?

How can I apply for ZestMoney EMI?
  1. You can sign up on our website and find out your credit limit. Click here to get started.
  2. Alternatively, you can apply for a ZestMoney account from the checkout at one of our partner merchants – you can see the partner merchants.

How does zest money work?

What is ZestMoney? ZestMoney is the fastest way to pay using EMI even if you do not have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice as and when made available to you by our lending partners.

Is ZestMoney a NBFC?

As a B2B2C platform, ZestMoney is not a lender, but a technology layer on top of several lenders (banks and NBFCs), and helps the latter to do better underwriting for consumer loans.

Which is the best EMI card in India?

Best Bajaj Finserv Credit Cards in India 2020
Credit CardAnnual FeeBest Suited For
Bajaj Finserv World Plus SuperCardRs. 4,999Travel & Rewards
Bajaj Finserv Doctor's SuperCardRs. 999Travel and Insurance
Bajaj Finserv Shop Smart SuperCardRs. 499Cashback
Bajaj Finserv Travel Easy SuperCardRs. 999Cashback

How do I check my credit limit on ZestMoney?

Request you to give a missed call to 9513650707 from your registered phone number and you will receive an SMS with your available credit limit.

How do you use zest EMI?

What are the steps to avail Zest Money EMI? Find the product you want to buy and visit the product detail page. If the product is available on EMI and you are eligible for EMI by Zest Money, you will find “Zest Money EMI” within EMI section where you can check available tenures and interest rates.

How do you complete KYC in zest money?

1) Go to the KYC verification page on the website of the bank or financial platform whose services you are interested in. 2) Submit your Aadhaar number and other details. 3) You will be then prompted to enter the OTP sent to the mobile number registered on your Aadhaar card. 4) Submit the form.

Can EMI be Cancelled?

EMI transaction requests, once submitted, cannot be cancelled/modified/reversed until the same have been approved/rejected by the issuing banks of the credit card holders.

Can I use ZestMoney on Flipkart?

Signup with ZestMoney, submit your details and you will get an active credit limit that you can use to shop on Flipkart and pay in EMIs. You can choose the No cost EMI plan when you pay for your purchase with ZestMoney.

How can I delete my ZestMoney account?

How to Delete ZestMoney Account
  1. Sign-in into your ZestMoney account.
  2. Select the option located right in the bottom left corner.
  3. Select the “General” option.
  4. As you keep scrolling down, you will find Billing and Account section.
  5. Scroll down a little further to find the “delete account” option.
  6. Click on delete account. There you go!

Is ZestMoney safe Quora?

Yes, the 'EMI without card' option by ZestMoney is trustworthy. It is a safe no-cost EMI option that works in the following manner: Sign up on the platform, submit your KYC documents, choose your credit limit, set up automatic repayments and start shopping.

How can I get ZestMoney EMI?

3 steps to fulfil your dream with ZestMoney EMI
  1. Signup with ZestMoney. Complete your profile to signup with ZestMoney & discover your credit limit.
  2. Activate your credit limit. Upload your KYC & setup automatic repayments to start using your credit limit across our 3000+ brands.
  3. Pay with ZestMoney EMI.

Can I take loan in Paytm?

Make Loan Through Paytm Loan EMI Payment Instantly on Paytm

You can also save money on Loan Through Paytm loan payment with the promo code LUCKY200.

Can I get personal loan without salary slip?

If you are self-employed, a freelancer, earning in cash, or working on contract, you may seek to get a personal loan with no salary slip. In such cases, you need to produce other financial documents to validate your income. This may take the form of an income certificate, bank account statements, ITR or Form 16.

Who is eligible for Amazon pay EMI?

The Amazon Pay EMI option is currently available only for mobile users, and customers can track their EMI order history, repayment history and pending dues through Amazon Pay homepage. Once registered, users can avail this option on checkout of products worth more than Rs. 8,000, and less than the prescribed limit.

How can I buy Amazon without EMI?

No cost EMI is available on select products only. Please check the 'Special Offers' section on the product detail page to check if the product is eligible for no cost EMI on debit card/credit card/ Amazon Pay Later/Bajaj Finserv card.

How do I increase my ZestMoney credit limit?

How can we increase credit limit? Make your #EMI repayments on time and your #CreditLimit will automatically be upgraded in the future. It is that simple!

How do I get pay later on Amazon?

How can I register for Amazon Pay Later? Go to Amazon Pay Later registration page on your Amazon.in mobile App and follow simple on-screen instructions. You will be shown one of the below four modes of KYC completion: Existing KYC (shown only in case you have completed KYC for Amazon Pay Balance).

How can I get cardless EMI?

To avail Cardless EMI payment option on your checkout, your customers should place a minimum order amount.

Customers enjoy the benefits of the EMI as the payments are made via credits approved by the supported cardless EMI payment partners such as:

  1. EarlySalary.
  2. ZestMoney.
  3. Cardless EMI by InstaCred.

How can I get a personal loan instantly?

How to Apply for Personal Loan
  1. Fill in the online application form with your personal, employment and financial details.
  2. Choose your loan amount and repayment tenor to receive instant approval.
  3. A Bajaj Finserv representative will get in touch with you.
  4. Receive disbursal of your loan within 24 hours of approval.

How can I get loan instantly?

If one needs to avail easy personal loans or small loans online, then the easiest way to do so is to make use of the MobiKwik app or website. It offers secured loans and instant money transfer. So, small personal loans topped with low interest loans can be easily availed on MobiKwik which provides quick loans online.

Can I transfer Zestmoney to Paytm?

The company's website provides a simple procedure to pay with Zestmoney EMI directly on Paytm. During the time of placing an order on Paytm, the customer needs to choose Zestmoney EMI and the plan. Paytm will ship products under the approved EMI plan.

How can I get instant loan without any documents?

How To Get A Personal Loan Without Documents
  1. Highlights.
  2. Few lenders need minimal documentation to sanction loans.
  3. Opt to borrow from a lender you have a relationship with.
  4. Some personal loans offer the instant approval feature.
  5. Opt for the Bajaj Finserv Pre-approved Personal Loan offer.

How can I avail a loan?

How To Get a Personal Loan in 5 Easy Steps?
  1. Step 1: Determine your requirement. Figure out why you need a Personal Loan and how much you need.
  2. Step 2: Check loan eligibility. Once you know how much you need, you should check whether you are eligible.
  3. Step 3: Calculate monthly instalments.
  4. Step 4: Approach the bank.
  5. Step 5: Submit documents.

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